Home insurance used to be something people thought about after a disaster. Today, it’s a decision you make before life tests you. Your home is more than a building. It’s your largest investment, your safe space, and the foundation of your daily life. Leaving it unprotected is no longer a calculated risk—it’s a gamble. What Does Home Insurance Actually Protect? Home insurance protects more than walls and ceilings. It covers: Structural damage from fire, floods, storms, and earthquakes Personal belongings like electronics, furniture, and valuables Theft, vandalism, and unexpected accidents Liability costs if someone gets injured on your property In short, it protects both your property and your financial stability. Why Skipping Home Insurance Is a Costly Mistake Most homeowners insure their cars and phones without hesitation. Yet many hesitate when it comes to their home—the most expensive asset they own. This is the contradiction. When unexpected damage happens, repair costs...
Reality is stranger than fiction. Welcome to the rabbit hole.